Trauma Cover provides a lump sum payment should you suffer one of the covered conditions. Coveredconditions are by nature serious and potentially life threatening and, as a result, can have a significant financial impact.
Trauma Cover is designed to help alleviate this financial impact. The lump sum can
help reduce debt, purchase specialised equipment, pay for home modifications, provide additional
care, create an investment fund to generate on going income or enable business ownership to be
restructured, amongst other things. The purpose of the funds is entirely yours to decide.

Income Cover provides a financial safety net should you suffer a total or partial disability which causes a reduction in your ability to earn your normal income and which lasts longer than the chosen waiting period.
The monthly benefit is designed to replace a significant portion of lost income to help maintain
your usual lifestyle during treatment and recovery.

Private Medical Cover provides the funding to enable you to have private hospital treatment whenever you require more immediate access or a broader range of treatment options than are available to you
through the public health system.